Long Term Care (LTC): ADvantage and Other Waivers – Determining Resource Eligibility

The resource standard for an individual is as shown on Appendix C-1 , Schedule VIII.D

If applicant has a spouse, see article entitled “Spousal Impoverishment”

Exempt Resources:

  • Home Property (as long as client continues to reside there and has equity interest less than the maximum home equity standard as shown on Appendix C-1, Schedule VIII.D.2)
  • One Automobile if it is used for transportation of the individual or a member of the individual’s household.
  • Irrevocable Burial Policy
  • Life Insurance with total face value of $1,500 or less

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