Long Term Care (LTC): Differences between Personal Care & ADvantage Waivers

Although there are several similarities between Personal Care and ADvantage Waiver services, the following displays differences in what services are covered, Categorical Relationship, and Financial Eligibility.

For information regarding what services are covered by each, refer to the following articles.

Long Term Care (LTC): ADvantage Waiver Overview

Personal Care: Personal Care: Overview

Categorical Relationship

A categorical relationship must be established for each person receiving a medical benefit. Categorical relationship which is also referred to as being “categorically related” means that the person fits into a category which is covered by a health benefit program.

The Personal Care categorical relationships are as follows:

  1. Aged
  2. Blind
  3. Disabled
  4. TANF
  5. Online Enrollment (OE) Population.

For additional information regarding Personal Care and categorical relationship, refer to article Personal Care: Categorical Relationship
The ADvantage Waiver categorical relationships are as follows:

  1. Aged
  2. Blind
  3. Disabled

For additional information regarding ADvantage Waiver and categorical relationship, refer to article Long Term Care (LTC): Categorical Relationship

Financial Eligibility

For information regarding Personal Care and financial eligibility, refer to article Personal Care: Financial Eligibility.

For information regarding ADvantage Waiver and financial eligibility, refer to articles

Long Term Care (LTC): ADvantage and Other Waivers – Determining Income Eligibility

Long Term Care (LTC): ADvantage and Other Waivers – Determining Resource Eligibility

Long Term Care (LTC): Medicaid Income Pension Trust – Establish

Long Term Care (LTC): Transfer of Assets / Penalty Period Overview
Long Term Care (LTC): Home Property with Equity > the Maximum Home Equity Standard

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